Health Insurance

Health insurance provides financial protection for you and your dependents in the event of an accident or serious illness. Without it, you would have to pay the full cost of medical care, including consultations, emergencies and other expenses. Health coverage can help protect you from high and unexpected costs.

Having health insurance encourages you to get annual checkups and other preventive care, which helps identify health problems before they become serious. Most health plans offer 100% coverage for certain in-network preventive care.

In addition, many companies offer telemedicine, which allows you to see your doctor without having to travel. You may also have access to urgent care centers to treat less serious conditions, such as fractures, infections, cuts and burns, for a low co-payment compared to a hospital visit.